FAQ Spousal Support

Frequently Asked Questions (FAQ) – Spousal Support

Is spousal support automatic in Ontario?

No. Unlike child support, which is a right of the child, a spouse must first prove they are entitled to support. Entitlement is usually based on one of three things:

  • Compensatory: You stayed home or limited your career to support the family.
  • Non-compensatory: You have a clear financial “need” and your spouse has the “ability to pay.”
  • Contractual: You have a cohabitation or marriage agreement that says you get support.
How long do we have to live together to qualify for support?

In Ontario, you are eligible to claim spousal support if:

  • You were legally married, or;
  • You lived together in a common-law relationship for at least 3 years, or;
  • You lived together in a relationship of some permanence and have a child together.
How much will I have to pay (or receive)?

In 2026, we use the Spousal Support Advisory Guidelines (SSAG). These are complex formulas that look at the “gross income difference” between partners.

  • If there are no children: Support is usually between 1.5% and 2% of the income difference for every year you lived together.
  • If there are children: The math changes entirely to ensure the household with the children has enough “net disposable income” to function.
How long does spousal support last?

Duration is generally tied to the length of the relationship.

  • For shorter marriages, it usually lasts between 0.5 to 1 year for every year of the marriage.
  • For long-term marriages (20+ years), or where the “Rule of 65” applies (age + years of marriage = 65), support may be indefinite.
Does child support affect how much spousal support is paid?

Yes, significantly. Under Ontario law, child support always takes priority. If a payor doesn’t have enough money to pay the full “Table amount” of both, child support is paid first. Spousal support is then calculated based on the remaining income.

 

Can I stop paying support when I retire?

Retirement is considered a “material change in circumstances,” but it doesn’t always mean support drops to zero. If you have a significant pension that was already “equalized” (divided) during the divorce, we must be careful to avoid “double-dipping.” However, if your income drops significantly upon a reasonable retirement, we can often apply to vary or terminate the support.

 

What happens if my ex-partner starts living with someone new?

Remarriage or cohabitation of the recipient does not automatically end spousal support in Ontario. However, it can be a reason to review the amount. The court will look at whether the new partner is contributing to the recipient’s expenses, thereby reducing their financial “need.”

 

LET’S CONNECT

Phone Number

647-352-2245

Email Address

info@vakililaw.com

Have a question?

Name